Our insured owns an apartment complex. One building suffered an electrical fire at approximately 9:00 A.M. The fire caused enough smoke and electrical…

Animal Chewing Not a Result of InfestationWe  have a commercial property claim where the property management company for a housing subdivision…

Is a contractor error a cause of loss?

Lawn mower as mobile equipment.

Does a wind loss trigger coverage for removal of asbestos?

Discusses whether the earth movement exclusion applies to damage caused by pile driving.

When the power goes out, what happens when the surge when the power comes on causes damage?

Property Management Fees a Part of Covered Loss Q I am a public adjuster and many of my clients are represented by property management firms that…

Agreed Value Option Explained I need clarification or opinion regarding CP 00 10 04 02, Optional Coverages, Agreed Value, paragraph a, second sentence:…

When an insured leaves the faucet on and water is restored and overflows the sink, is there coverage?