Discusses frozen pipes, and the vacancy provision in a building held for rent.

Coinsurance An Explanation for Insureds Summary: Those who work inside the insurance industry often have difficulty understanding and explaining…

The insureds brought a lawsuit against the insurer following its denial of coverage for losses incurred when the insured was unable to conduct business…

Difference in Conditions Coverage Form, IH 00 80 12 11

When a hotel suffers damage from a collapse, how the policy defines collapse is critical to whether or not coverage is provided.

Does a bomb threat that triggers evacuation trigger business income loss coverage?

How does negligent action of contractor impact insured's coverage for business income?

Differentiating between when business income or extra expense applies.

Extra expense and the business income limit.

Asbestos Floor Tiles Removal February 2, 2011 Under our Mortgage Service Residential Policy (MSP-RES), the dwelling sustained an on-premises covered…