During replacement of the roof water enters and damages the interior of the building.

Understanding the cause of loss and coverage when the insured wasn't present to know what happened.

Discusses costs for additional employee pay when business was not suspended.

This loss involves a condominium complex that has a standard ISO commercial property policy. Due to Hurricane Andrew in 1992, the insured's wood…

Discusses forceable entry and missing property in a facility open 24/7.

Discusses cleanup of oil from underground pipes.

Discusses blanket coverage for two buildings, one of which was condemned and listed with zero value.

Discusses whether property management fees should be included as a business income expense.

Is damage to two sections of property from same storm one deductible or two?

Damage to Property Exclusion Applies to Undamaged Flooring? Our insured is a flooring subcontractor who installs hardwood floors. While in the process…