An agent discovers that keeping premiums is a bad idea.

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews the terms and how they can be defined.

When wind damages property that was installed incorrectly and the local ordinances require undamaged property to be replaced, does the ordinance or law coverage apply?

The Florida Office of Insurance Regulation has issued an emergency order and an information memorandum regarding new rules regarding claims-handling manuals for residential property insurers.

The Florida Office of Insurance Regulation recently issued a bulletin reminding insurers of parameters for requesting policies for assumption from Citizens, the insurer of last resort.

A question concerning just what coverage is provided when the Vacancy Permit CP 04 50 is used.

This article explains how 100 year floods actually work.

Do gunshots that damage a building fall under the vandalism peril?

When the insured's property sustains a fire and the runoff damages a Koi pond, is there coverage?

As the risks of wildfires continue to grow and building costs increase, insurers in California are starting to pull back from writing new property policies.