June 12, 2013My question involves certificates of insurance. On the certificate, we are telling the certificate holder that he will be notified of…

Named Insured Requirements under the Commercial Property Form Our insured owns two businesses, a truck wash and a bus company. The truck company is…

Building and Personal Property Coverage Form—Archived Article ISO Commercial Property Program February 2009   Summary: Under the commercial…

Depreciation for Two Separate Wind Damage Losses   May 28, 2013 Insured has first-party property coverage under CP 00 10 10 00 with broad form…

Discusses how various policies handle common issues with natural disasters.

Chinese Drywall: The Next Big Issue?  March 1, 2010  Summary: An interesting side issue has arisen from the hurricanes of 2005. At the time, supplies…

Discusses security services expenses following a loss are covered extra expenses?

Effect of Vacancy Clause on Theft Claim   April 15, 2013   Our insured owns a large free standing office/warehouse building. The tenant…

Discusses the requirements for civil authority action to be a covered business income loss.

Discusses the utility service exclusion and its application in a claim for extra expense coverage.