Discusses coverage for wind and hail damage under Homeowners and Commercial Property policies, citing decisions in court cases.

Overview of the war exclusion.

Explains the coverage extension for property in the insured's care, custody and control.

An overview of the HO 00 06 Unit Owners form.

Hail Blocking Gutters Not Exception to Commercial Property Limitation August 19, 2013 Our insured carries a CP 10 30, Causes of Loss – Special…

Vacancy Provision and the Building under Construction Exception   July 29, 2013 Our insured buys houses in foreclosure, repairs or remodels as…

Collapse or Cracking Caused by Pile Driving as a Covered Claim   July 8, 2013   Our insured is adding an addition to his building, which will…

"Upset" and "Overturn" Are Not Redundant Terms   July 8, 2013 The insured was hauling an ice machine from his warehouse to a location where he…

Nesting and Infestation Exclusion July 1, 2013   Woodpeckers are pecking at the insured's outdoor electrical components, which are located in a…

This article discusses global warming and its effect on construction, corporations, and insurance.