Commercial Property Program


April 13, 2015

Is the odor from a decaying body a pollutant when smelled by another tenant?

March 17, 2015

Discusses coverage under commercial property and business income coverages for shutdown caused by sagging floor repairs.

CPA Fees as Appraisal Expenses March 2, 2015 The insured owns a commercial business that was damaged by a tornado. The carrier requested substantial…

Air Conditioning Units Not Equipment Used for Making Alterations March 3, 2015 The insured has an existing, insured commercial building. He is turning…

Championship Rings Are Business Personal Property March 3, 2015 Our insured is a chiropractor specializing in sports medicine who is insured on an ISO…

February 18, 2015

Exception to wear and tear exclusion provided coverage for water damage from a broken pipe; damage to the pipe was not covered.

Creditor of Production Equipment as Mortgagee February 2, 2015 Is there anything definitive that states that a secured creditor of large production…

Property Damage Caused by Rain   January 12, 2015   An insured with a Cause of Loss - Special Form, CP 10 30 04 02, sustained damage to the…

Inflatable Bounce Apparatus and Vandalism December 22, 2014 Our client's business uses an inflatable bounce apparatus that kids play in. The inflatable…

December 22, 2014
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Capitalization RequirementsState-By-State Survey October 21, 2014 Summary: When an insurer wishes to enter a state as an admitted…