Tenant's Use Interest Explained August 10, 2015 A tenant in a building installs $1,000,000 of improvements and betterments at the tenant's expense.…

Discusses droughts and possible losses that can result.

Discusses damage done during gutter replacement on a commercial building and the damage to property exclusions.

  Meaning of "Entrusted" in Contractors Equipment Coverage July 20, 2015 Our insured has a company that leases and rents contractors equipment.…

Consent Judgment Litigation   A Fifty State Overview   June 15, 2015   Summary: This article was written by Catalina J. Sugayan, Carol…

General Property Form   July 8, 2015   National Flood Insurance Program   Summary: The General Property Form is available through the…

Faulty Work and Digester Cover June 29, 2015 A local sewer authority that we insure experienced a large loss when the steel anchors for the cover of…

"Foundations" as Property Not Covered   Under "property not covered," the commercial property policy (CP 00 10 04 02) reads, "foundations of buildings,…

Mechanical Breakdown and Wear and Tear Exclusion—Not Applicable We insure a commercial building and its business personal property on the commercial…

Discusses if restocking a store after a loss is covered extra expense.