A summary of the ISO Circular for August 11, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

The court refused to interpret the policy at issue in a way that contradicted the express terms of that policy.

A summary of the ISO Circular for August 6, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A summary of the ISO Circular for August 5, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

When expensive equipment is damaged, does refurbished equipment adequately compensate the insured for the loss?

A summary of the ISO Circular for July 21, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

When can fees for engineering and other services be covered by the policy?

An insurer paid its insured for a covered claim. Is the insurer required to provide matching coverage related to that claim?

This chart provides essential information on loss settlement regarding matching repairs to damaged property with existing, obsolete property. Some states have statutes governing settlements, others have advisory bulletins and others rely on cases, while some have not addressed the issue.

An overview of the issues surrounding whether or not insurers are required to replace undamaged property in partial losses when the replacement property does not match the undamaged areas.