Builders Risk—Need for onRenovations to Existing Building? Q When, if at any time, would a builders risk policy need to be written in conjunction…

Builders Risk Coverage and the Meaning of "Completion" Most builders risk policies have a condition, among others, that states coverage will end when…

Computer Tapes Covered as Commercial Property? Q We insure a small business under a commercial property policy, form CP 00 10 04 02, with special…

Is damage to two sections of property from same storm one deductible or two?

Other Insurance Clauseand Excess Coverage Q Our insured operates a computer repair shop, and regularly has the property of his customers in his care,…

Surface Water Overflow Not Covered My insured has an endorsement for back up of sewer or drain water damage. The endorsement reads "The following additional…

Stolen Credit Card Transaction is Uninsurable Business Risk Our insured is a merchant with commercial crime coverage under CR 00 20 07 02, Commercial…

Water Damage Exclusion — Ice Damage Q We have a commercial property insured under the CP 00 10 04 02 policy with special causes of loss form…

Damage to Property Exclusion Applies to Undamaged Flooring? Our insured is a flooring subcontractor who installs hardwood floors. While in the process…

Are pigeons vermin?