Commercial Property Program


November 25, 2008

Are underground sprinklers covered on the commercial property policy?

November 25, 2008

Discusses whether items in a locked vehicle are in the insured's care, custody or control.

November 25, 2008

During replacement of the roof water enters and damages the interior of the building.

November 25, 2008

Items in a Locked, Unattended Vehicle May Be Considered in the Insured's Care, Custody or Control An insured contractor parked his truck at a friend's…

November 25, 2008

Actual Cash Value Affected by Sale of Property? Q Our insured owns a hotel which suffered covered water damage when pipes burst. Many of the rooms…

November 25, 2008

Premises — Meaning of Q The businessowners policy covers business personal property including property in the open within hundred feet of the…

November 25, 2008

Sinkhole Collapse — Demolition Expense Q Our insured is the owner of a large commercial office building insured under commercial property form…

November 25, 2008

Property in Transit — Theft of Entire Bale or Case Q We insure a furnace contractor under form CP 10 30. While off premises at a job site, the…

November 25, 2008

Restaurant Cooking Hood Not Business Personal Property The insured is a restaurant. They rent space to run their business. When they rented the space,…

November 25, 2008

Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…