Commercial Property Program


August 04, 2008

When a broken water pipe fills an elevator shaft with water, is there coverage?

Tree causes downed power lines and resulting low voltage, damaging property. Is this covered?

August 04, 2008

When snow slides off the roof and damages spouting on the way down, is there coverage?

Fixtures Include Modular Office System? Q We have a commercial property client with a CP 00 10 04 02 policy who suffered a loss due to Hurricane Hortense.…

Fragile Articles Coverage under Commercial Property Policy Q One of our insureds had a customer's marble slab resting on a bunker. The bunker collapsed,…

August 01, 2008

Discusses forceable entry and missing property in a facility open 24/7.

Guiding Principles Not Binding on Insured? The Guiding Principles are not binding on insurers although many have voluntarily agreed to abide by the…

Are carbon monoxide fumes in an apartment pollution?

Actual Cash Value Affected by Sale of Property? Q Our insured owns a hotel which suffered covered water damage when pipes burst. Many of the rooms…