Care, Custody, or Control Issue under Builders Risk Policy December 10, 2009 We have a question about a builders risk form. The insured is bidding a…

Functional Building Evaluation Endorsement as Applied to Partial Loss December 10, 2009 We have written an old church on a standard ISO form with a…

Vacancy Provision at Center of Coverage Dispute December 10, 2009 Our insured owns and insures several commercial properties that he uses in his business.…

Third-Party Beneficiaries November 11, 2009   What Are the Rights of Third Parties under Commercial Property Policies? Summary: Insurance policies…

Water Exclusion Clause—Archived Article December 2004 In Property Insurance Forms Summary: A standard feature of property insurance forms…

Duties in the Event of Loss Expense in Question A contractor sealed off an area where underhanging roof tiles were blown away by a windstorm and birds…

Business Personal Property Loss and Combination of Policy Limits We have a commercial client who has business personal property in two locations, each…

Examination under Oath (EUO) and the Duty to CooperateThe carrier has demanded that our insured produce employees for an examination under oath.…

Ordinance or Law IssuesBuilding Codes, Insurance Policy Exclusionary Language, and Coverage EndorsementsApril 2007By Diane Richardson, CPCUFC&S…

Voluntary Parting Exclusion Blocks Coverage for Loss of Money We insure a dentist. The potential applicable forms are the CP 00 10 04 02, CP 10 30 04…