This 4th part of the MSO Commercial Auto Analysis discusses Part III A - Main Physical Damage Coverages, supplemental coverages, exclusions, limitations and special physical damage coverages.

As sightings become more frequent and are given some credence in the news, people may begin to search out coverage options for possible injury or damage from the extraterrestrial.

Discusses the naming convention for named storms, provides a list of the 2021 storm names, and reveals the NOAA storm predictions for the Atlantic hurricane season.

State minimum limits for financial responsibility are provided.

The third of multiple articles analyzing the MSO Commercial Auto Form MCA 010 11 14. This section discusses liability exclusions and conditions.

When the carrier is suspicious the insurance department investigates.

The salon only shared the biometric information with a single third party.

When collected premium payments aren't deposited correctly.

When a contractor has removed the snow and left the premises, but someone falls later, who is responsible for the injuries?

The issues surrounding the Peloton Tread+ incident of a child's death and the subsequent recall of the machines brings to light questions for product recall coverage.