May 03, 2021

CG 20 11 01 96 Additional Insured - Managers or Lessors of Premises allows for the scheduling of additional insureds acting on the insured's behalf in connection with the ownership, maintenance or use of property.

May 03, 2021

Here we discuss early estimations of loss and damage from Ever Given's blockage of the Suez Canal and layered limits structure.

May 03, 2021

This question came to us in two parts. There was damage to computer systems due to an intentional load reduction by a utility. The first question looked for coverage under equipment breakdown, but then this led to question of where coverage can be found for rolling blackouts. Is there coverage under the utility services interruption endorsement or equipment breakdown; or if not these, then where?

April 26, 2021

An unlicensed person sells insurance policies anyway, but pockets the funds.

April 26, 2021

Autonomous have been talked about frequently for the past few years. Many are wary of them, yet others yearn for the day when they can take a nap on the way to or from work and let the vehicle just drive them to their destination. When such technology will actually become available is the big question.

April 26, 2021

When employees in your business rent vehicles it's important to understand which symbols cover what exposures, unless of course the policy is written with Symbol 1, any auto. This question and answer deals with just such a scenario.

April 19, 2021

Does a loss to livestock trigger coverage under the Disruption of Farm Operations form?

April 19, 2021

Rate evasion for auto insurance has long been the bane of underwriters everywhere. It is no longer just handled by underwriting, and is now prosecutable in many areas.

April 12, 2021

What happens when monkeys escape from a private home.

April 12, 2021

As mass shootings happen more and more frequently, the chances that insurance will be sought as a solution grow. Advisory Board Member Joseph Harrington, CPCU takes a look at the issues that are involved.