Pollutant Defined Q The pollution exclusion on the commercial general liability (CGL) coverage form can be very extensive, partly because the definition…

Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…

Discusses sexual abuse and duty to defend.

November 24, 2008

Discusses the potential liability of a landlord when premises are leased to tenants with various exposures.

November 24, 2008

Reimbursement of Defense Costs An Insurer's Duty to Defend or Duty to Lend September 2006 Summary: This article discusses the duty of the insurer…

November 24, 2008

What is a Claim? September, 2002 A Treatise on What Constitutes a Claim Summary: This is an article written by Mr. Thomas M. Bower, a partner…

Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…

Personal Auto Insured on BAP—Who Is an Insured?   Our policyholder is a corporation. There is a fleet of several vehicles insured on it.…

Property Manager Liable for Fire Damage? Our agency insures several property managers of condominium associations. The general liability policies for…

Leased Auto Covered as Owned Auto? Our insured has symbol 2, owned autos only, to describe the covered autos on his business auto policy. The question…