November 20, 2008

Railroad Protective Policy and Additional Insured Status If a contractor names a railroad as an additional insured under its CGL form, is there a need…

November 20, 2008

Business Auto Coverage for EmployeesMy client is an employer who owns no autos. However, he does have hired and nonowned auto coverages under the…

November 20, 2008

Our client has several buildings located in different parts of the country. One group of buildings had a flood loss last summer that damaged three…

November 18, 2008

Discusses drawees relative to credit card transactions.

Truckers Coverage and Leased Vehicles Our insured has coverage for specifically described vehicles and hired autos under his truckers coverage form.…

Workers Compensation, Personal Errand, and Medical Payments Q An employee of one of our insureds was to attend a business meeting on her employer's…

Towing Charge for Covered Autos Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto designations. He borrowed a trailer…

Loss of Use Part of Property Damage Claim Our insured is a contractor who was hired to do some road work for a municipality. While grading an area near…

Impaired Property Exclusion and Possible Future Losses The insured's plastic buckles were incorporated into swimming suits manufactured by a customer.…

Water Damage Covered due to Insured's Mistake? A customer of an insured car dealership received a recall notice from the manufacturer and took the notice…