Professional Liability Exposures under the CGL Form Q An insured of ours operates a septic tank cleaning company. In addition, he does dye tests for…

Products/Completed Operations Excluded by Endorsement? My question is in regard to the exclusion for designated work endorsement, CG 21 34 01 87. The…

Products/Completed Operation Hazard Redefined Q My insured is a community association. The association operates a restaurant in its club house where…

Volunteers and Club Members-- Insured Underthe CGL Forms? Recently, we have had a number of inquiries regarding the "who is an insured" section of…

"Your Work" Exclusionunder CGL Form Q A contractor was hired to power wash a house. In doing so, the exterior of the house was damaged. The commercial…

Separation of Insureds Under a CGL Form Q Under the CGL form, some of the exclusions refer to "any insured". A discussion has arisen in our office…

Personal Injury Coverage Gap Q It has come to our attention that there may be a distinct problem with the definition of "personal injury" under the…

Sexual Molestation Coverage Under CGL Form? Q As a risk manager for a public entity, I always require that individuals or groups that use my employer's…

Successor Liability for Actionsof Predecessor Company Q Our insured has purchased a company that manufactured machine tool products. A question has…

November 24, 2008

When soot damages the neighbor's building, and is a malfunctioning boiler a hostile fire?