Early in April 2019, the Second Circuit Court held that an insurer does not need to wait until a claim has been submitted under the policy before it can seek rescission of the policy based on material misrepresentation by the insured.

The U.S. Court of Appeals for the 11th Circuit has ruled that in the following case the insurer had no duty to cover a class action lawsuit alleging that its insured had sent hundreds of thousands of ”junk faxes”, even if the insured took this action based on the belief that the recipients had agreed to receive the faxes. In handing down this decision the 11th Circuit agreed with the federal district court in Georgia.

Discusses the current measles outbreak and possible coverage issues.

Discusses flood loss and declaration of flood.

Injured while working, an employee is still entitled to workers' compensation benefits despite a positive test result for cocaine immediately after the injury occurred.

Discusses how business income is determined when the insured could have profited from a change in the availability of other businesses.

The Nevada Supreme Court adopted a minority bad faith viewpoint in the case Century Surety Co. v. Andrews.

This article discusses the possibility of insurance when alien forces cause damage.

This article reviews marijuana legality, cases, state regulations, and insurance issues.

This article discusses flooding from rivers, snow melt, and wildfires.