When the policy contains an exclusion if the building has more than a certain percentage of EIFS, how does the exclusion apply to the rest of the building?

A sample checklist as an aid for businessowners coverage. Not intended to be all-inclusive of all questions to be asked or in coverage determinations.

The Eighth Circuit ruled that calculation of an insurance policy's coinsurance provision depended on the type of claim filed and that where the insured filed a claim for the actual cash value of stolen property, the coinsurance provision should be calculated using actual cash values.

Determining the correct value to base the coinsurance calculation on.

Chart providing claim handling requirements as laid out in state statutes.

New penalties in Georgia for selling insurance without a license.

Discusses processing of handling unearned premiums when an insurer becomes insolvent.