Can an intentional act be considered an accident in certain circumstances?

While an ordinary insured would easily understand that oil leaking into the ground was a pollutant, the line was murkier when considering home heating oil leaking into a home.

A pair of farmers made a claim for crops they actually never planted.

The debate before the Sixth Circuit rested on a single difference in opinion: were the damages sought in the opioid suits against Quest "because of bodily injury" under the policies from Motorists and Westfield?

This document analyzes the bailees customers coverages and explains the changes in the 12 20 edition of the form.

An analysis of the Bailees Customers Coverage form IH 00 85 12 13.

The "reservations of rights" letters from the insurers made nonspecific references to policy exclusions that may or may not preclude coverage for the insureds.

The reservation of rights letter is often misunderstood by insurers, insureds, and attorneys. This treatment attempts to clarify its use.

Editors favorite coverage questions from 2022 including bears, bull semen, motorized surfboards and arson.