Discusses two different claims with two different outcomes for ice damming and frozen pipes.

"Fine Arts" Does Not Include Wall Plaques A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…

Can an insurer contest the extent to which the insured builds a newer and better structure?

An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…

Working through the revised coinsurance language on CP 00 10 04 02.

Roof cracks related to sudden temperature drop - is there coverage?

Discusses friendly fire, hostile fire, and care, custody and control.

Our insured owns an apartment complex. We have replacement cost coverage on the commercial property policy with the special causes of loss form attached. Recently…

Rupture of pipes when the boiler quits working; is there coverage?

When the county declares that the building must be razed, is it excluded under ordinance or law?