Our agency insures a beauty shop under a Business Owners Policy (BOP) (ISO BP 00 02 12 99) providing coverage for the insured's building and business…

Boiler Leak—No Coverage If Caused by Deterioration Q An insured suffered a loss as a result of corroded and worn tubes in the insured boiler.…

Garagekeepers Coverage—Repossessed Vehicle Q Our insured is an auto repair facility that performed work on an auto and then released the car…

When ice from the sprinkler causes the unit to collapse.

Garagekeepers Maximum Deductible? Q We write a garagekeepers policy with a $500 per vehicle deductible subject to a $2,500 maximum deductible per…

Discusses All American Agency Facilities available coverages for food borne illnesses.

Boiler & Machinery Testing Loss Q Please provide an interpretation of the words "testing" or "tested" as it relates to the boiler and machinery…

When property covered by a warranty is damaged, what happens to the warranty after repair?

Employee Dishonesty Coverage and Discovery Period Q Our insured business owner received a phone call from a customer stating he had been double-billed.…

Boiler and Machinery—Coverage for Damage Caused by Leaking Valve? Q Our insured, who owns an ice skating rink, has coverage under the comprehensive…