July 24, 2008

Water Damage Not Caused by Drain Overflow Excessive rain from thunderstorms caused interior water damage to a building through the roof. The building…

July 24, 2008

When the warranty requires steps beyond the insurance policy.

Athletic Participants Exclusion and General Liability Coverage Our insured owns a hotel and wants to rent out the ballroom for a boxing match. I asked…

Assault and Battery Exclusion, Negligent Hiring, and General Liability Coverage A claim involving a stabbing of a tenant by an unknown assailant has…

Is Aircraft Exclusion Applied to Model Airplane Under the current version of the CGL form, would an insured have coverage for bodily injury caused by…

Advertising and Auto Exposure for Insured Our insured has paid to have his business name painted as advertising on a stock car used at the local race…

"Your Product" Exclusion and the CGL We handle the general liability insurance for a company that manufactures seats for delivery vehicles. The company…

July 22, 2008

A business that we insure paid a new employee erroneously. Instead of paying the employee $680, the business paid him $11,000 for 680 hours of…

July 22, 2008

2005 Umbrella/Excess Liability Directory February 2006 This information was compiled by our sister publication, Florida Underwriter.   Absolute…

Garagekeepers Legal LiabilityInsurance and Rental Coverage Q We insure a garage under a standard ISO garage form. Collision coverage is provided for…