July 07, 2008

When a windstorm damages vehicles on the property, is the resultant business income loss covered?

July 07, 2008

We have a client who hired a payroll service to take care of issuing their payroll checks, filing taxes, issuing W-2s, etc. The payroll service…

July 07, 2008

Discusses rental value when property was not occupied at time of loss.

July 07, 2008

One of my clients, a physician, learned that his office manager had accepted more than $3,000 in personal long-distance phone calls during…

Boiler and Machinery—Lightning Damage to Freezer—Coverage for Food under Consequential Loss Endorsement? Q Our insured suffered a lightning…

Waiting Period Not the Same as a Deductible Our insured had a business income loss that resulted in a twenty-eight hour closure. The property deductibles…

July 07, 2008

Falling Objects and the BOP Q An insured knocked over a medical instrument that contained mercury. The mercury spilled and cleanup costs were incurred.…

Garage Liability and Products Completed Operations Claim Our insured runs a tire service station and he has a standard garage coverage form A customer…

July 07, 2008

Businessowners Policy — Coverage for Property of Others Q An agent of ours had a question regarding property of others in the insured's…

July 07, 2008

How to apply the proper symbols to leased vehicles.