Discusses whether a landlord's furnishings should be covered as part of the building coverage.

Liquor Liability Coverage for Catering Clients Our insured has customers that will purchase liquor for private events. The customers do not purchase…

Does Liquor Liability Coverage require an insured to have a license to sell alcohol?

Questions whether the blanket limit covers both building and business personal property when the Declarations only shows building.

Discusses commercial policy and whether a septic tank can be considered a sewer.

Our insured owns an apartment complex. One building suffered an electrical fire at approximately 9:00 A.M. The fire caused enough smoke and electrical…

General Liability Coverage at Designated Premises CG 21 44, limitation of coverage to designated premises or projects, is an endorsement to the CGL…

Animal Chewing Not a Result of InfestationWe  have a commercial property claim where the property management company for a housing subdivision…

Discusses whether property management fees should be included as a business income expense.

Damage to Property Exclusion Applicable to Loss? Our insured was hired to lay carpet in a customer's home. As the insured and his two employees were…