Businessowners — Sanitized Walls and Replacement Cost Coverage Q Our client owns several commercial rental properties. Each of the buildings…

Garage Liability—Hazard I Q A carrier I represent is writing a garage liability policy Hazard I form on an auto repair shop. This repair shop…

What is Third Party Employee Dishonesty coverage? Is it expensive?Ohio SubscriberWhat you are referring to is an employee of the named insured…

Is the expense incurred to move tenants to temporary quarters a covered extra expense?

Garage Liability—Work Performed Exclusion Q Our insured, an auto repair shop, is covered under a garage liability coverage form. The shop did…

What coverage is available when a fire destroys a manufacturer's leased premises?

Our insured is a pre-sort mailing service in which it does large bulk mailings for a local bank. One of the employees stole some credit cards that…

Garage Policy and Applicable Deductible We write a commercial garage policy for a motorcycle dealership. The insured has comprehensive physical damage…

Garage Operations and Completed Operations Claim Our insured is a business dedicated to the installation of radio, alarms, and similar electronic equipment…

Indemnity Versus Pay-on-Behalf of Language In reading umbrella policies, we have found two differing versions of the insuring agreement. One states…