Commercial General Liability Insurance


Contract analysis of CG 04 16 Sexual Abuse or Sexual Molestation Liability Coverage (Claims-Made)

Part II of General Liability Sexual Abuse or Sexual Molestation endorsement analysis, this document providing a contract analysis of CG 04 15 09 22, Sexual Abuse or Sexual Molestation of Any Person Committed By The Insured Liability Coverage.

May 23, 2022

Part I Analysis of CGL sexual abuse or sexual molestation endorsements, describing the background of the endorsements and providing an analysis of CG 04 14 Sexual Abuse or Sexual Molestation Liability Coverage, and the exclusion endorsements CG 40 28 and CG 40 29.

May 23, 2022
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TikTok Inc. has been sued by the family of a 10-year-old girl who died after allegedly participating in an online challenge in which TikTok users choked themselves until they blacked out.

May 09, 2022
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The Mississippi Supreme Court has found the pollution exclusion to be ambiguous because it was found to be susceptible to more than one reasonable interpretation.

May 09, 2022

Three TVs aligned together for a single image and contractor cracked the screen. Which exclusion, if any, applies?

May 09, 2022

An explanation of what happens with unearned commissions when an insurer becomes insolvent.

May 06, 2022
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The Mississippi Supreme Court has found the pollution exclusion to be ambiguous because it was found to be susceptible to more than one reasonable interpretation.

April 27, 2022

A discussion on social media, defamation and possible insurance coverage.