FC&S is delighted to annouce that it is celebrating it's 95th year of providing policy analysis and interpretation.

The manufacturer of an alcoholic energy drink argued that the liquor liability exclusion in its CGL policy didn't apply because the exclusion was inapplicable to manufacturers.

An insurer who provided both primary and excess coverage to an insured refused to pay primary coverage for an insured who was also covered by an underlying policy.

Coverage for subcontractors under an additional insured endorsement comes into question when the subcontractor's employee is injured in an accident.

Editors Christine Barlow and Karen Sorrell along with Steven Weiss Chief Underwriting Officer at Incarnation LLC and the CPCU Society presented a webinar on the collapse of the Francis Scott Key Bridge in Baltimore and the insurance implications. A recording is now available.

The owner of a nightclub claimed coverage was owed for an underlying personal injury action because it made claims against both the nightclub owner and the third-party security guard hired by the nightclub.

Companies that meet the criteria must file a Liquor Liability Report Form annually.

A summary of the ISO Circular for April 12, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A summary of the ISO Circular for April 8, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Even though a company contractor painted over the posters based on incorrect instructions, he still acted intentionally in doing so.