Discusses flood from the perspective of a business need and available flood coverage.

Questions coverage for damages that occurred during break-in when the theft exclusion is on the policy.

Question of tenant's interest to claim payment for improvements and betterments calculated in landlord's fire loss settlement.

Discusses what is an earthquake, causes of earthquakes and provides information on earthquake insurance.

Discusses the need for food contamination coverage and the coverage provided by the BOP endorsement BP 04 31, Food Contamination Endorsement.

A question of fraudulent use of credit card and the exclusion for voluntary parting.

Question regarding how to cover only the liability for the rented office of a flight school owned by the insured and located at the airport.

The Supreme Court of New York allowed a consequential damages claim when the plaintiff fulfilled the pleading requirement by specifying the types of consequential damages claimed and alleging that such damages were reasonably contemplated by both parties prior to entering into the contract.