Limited Liability Company Status as the InsuredA new insured is a limited liability company. The insured has the following risk exposures: commercial…

Fire Department Charges Covered by Auto Policy? Some municipalities automatically send out the fire department to an auto accident scene even though…

Auto Physical Damage Coverage on Primary Basis Is there an endorsement to the standard business auto policy (BAP) that will make the employer's BAP…

Business Auto Coverage for Employee's Auto? Our insured owns a van that was parked in a garage on our insured's business premises. An employee of our…

Discusses permanently attached equipment under the BAP.

Our insured, an auto dealer, purchased a used vehicle and then sold it. The buyer drove the car for several years, and when he attempted to trade…

Damage caused by mobile equipment.

Explains equipment as covered under the BAP.

Lawn mower as mobile equipment.

The difference between preparing to do work for a customer and actually doing the work. Preparation is not part of "your work".