Personal Auto Insured on BAP—Who Is an Insured?   Our policyholder is a corporation. There is a fleet of several vehicles insured on it.…

Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…

Leased Auto Covered as Owned Auto? Our insured has symbol 2, owned autos only, to describe the covered autos on his business auto policy. The question…

Business Auto Coverage for EmployeesMy client is an employer who owns no autos. However, he does have hired and nonowned auto coverages under the…

Discusses drawees relative to credit card transactions.

Towing Charge for Covered Autos Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto designations. He borrowed a trailer…

When an officer of the company loans lawnmowers and four-wheelers to the company, where is coverage found?

Collision Between Two Owned Autos Our insured, who has a commercial auto policy using symbol 7 (specifically described autos), rear ended his wife's…

Pollution Clean Up under BAP Our insured is a long haul trucker insured under the business auto policy (BAP) with a truckers endorsement and a broadened…

Coverage Territory Dispute under BAP We would like your opinion about the following issue. We have an insured that purchased a vehicle in California…