This article reviews and discusses Public or Livery Passenger Conveyance Exclusion, CA 23 44 11 16, and Public or Livery Passenger Conveyance and On-Demand Delivery Services Exclusion, CA 23 45 11 16.

When an employer borrows an employees vehicle and there is no collision on the commercial auto policy, is there coverage elsewhere on the policy?

When an insured with a $10,000 is struck by an uninsured motorist, does the deductible apply, or does UM cover it?

Discusses how a car is "borrowed".

Is the mileage that thieves put on a car they stole diminished value?

If employer has no cars but employees rent cars for business use, are they covered under hired/nonowned coverage?

This chart identifies state statutes for states that allow the rejection of UM/UIM by named insured to apply to all insureds on the policy.

When a loan is based on fraudulent identity information and payment is cancelled, does that constitute false pretenses?

California's proposed autonomous vehicle regulations up for 15-day comment period.

Discussion of a case concerning bad faith.