The phrase "sudden and accidental" is frequently used when discussing causes of loss. But is it really a policy requirement? This article looks at how the term is used in policy language.

A summary of the ISO Circular for January 16, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A bulletin published by the Alaska Division of Insurance explaining the adjuster requirements.

A bulletin by the South Carolina Department of Insurance extending the provisions of a previous bulletin.

A bulletin by the California Department of Insurance amending a previous bulletin to include additional ZIP codes.

A summary of the ISO Circular for January 15, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A discussion on an emergency declaration issued by the California Department of Insurance in response to the wildfires.

A notice published by the California Department of Insurance reminding public adjusters of the requirements.

This article discusses an insurer's duty to defend and indemnify its insureds in asbestos-related lawsuits.

When the insurance company isn't real.