January 2006 Dec Page Question of the Month   The Insurance Services Office (ISO) revised its additional insured endorsements recently. This was…

Farm Personal Exposures, CoverageExtensions and Additional Coverages, FP 00 12—Archived Article April, 1998 Similar to Homeowners Summary:…

Inventory Loss Exclusion and Missing Property Q Recently I submitted a claim for an insured that operates a hospital. He carries insurance for his…

Garage Liability Section III—Archived Article November 2002 Garagekeepers Legal Liability Insurance Summary: An owner or operator of an…

Questions how the CGL would respond in event insured hires musical entertainment and invites guests.

Collapse — Defective Materials or Methods Q A basement wall collapsed as a subcontractor, hired by my general contractor client, was back-filling.…

April 2006 Dec Page Question of the Month   The subrogation provision is common in insurance policies. Essentially, subrogation is a means by which…

Week            What's New 12/25/2006     The Legal Status of Punitive Damages Insurability chart was updated in FC&S Online…

Workers Compensation Coveragefor Foreign Travel? Q We have received conflicting opinions from various sources on whether or not workers compensation…

November 2005 Dec Page Question of the Month   Under a claims-made policy, coverage is usually triggered when a claim is first made against the…