Assumption of Obligation Explained November 8, 2010 Duty C. in Section V. Duties After Loss of the ISO Personal Umbrella Policy reads as follows: "…

December 2010 Dec Page Question of the Month   Property coverage forms commonly contain exclusions for loss caused by governmental destruction,…

Son Living in Other Structure a Member of the Household? November 7, 2010 I have a question on an HO 00 08 04 91. The insured's forty-two-year-old son…

November 7, 2010The insured signed a merchant service agreement with ABC, Inc. for check verification and check conversion services.A processing…

Material Misrepresentation by Insured Voids Medical Malpractice Coverage The medical malpractice insurer sought a rescission of its insured physician's…

Extended Period Provision and Coinsurance November 29, 2010 Is the extended period calculation subject to the coinsurance provision of a commercial…

Patent Infringement and Advertising Injury Insureds brought an action against their insurers seeking a declaratory judgment that the insurers were obligated…

A question of determining value of a claim when it takes a long time to settle and values change.

Insuring Hired and Borrowed Autos November 16, 2010 Under Business Auto Coverage Form Summary: Most organizations have a need…

Duty to Defend and Advertising Injury The insured sued its liability insurer seeking declaratory relief and to recover reasonable costs of its defense…