October 13, 2010 Breaking In and Exiting Damage Covered; Other Theft-Related Damage Not Covered Our insured suffered a theft of copper piping and water…

Application of ordinance or law endorsement when policy is replacement cost.

October 13, 2010 Swimming Pool Not Described on Dec Page Not Covered I am trying to determine if a swimming pool is covered under a CP 00 10 06 07 if…

October 13, 2010 Water Damage Claim Excluded by Wear and Tear Exclusion This question concerns coverage on a BP 00 02 12 99. It is a typical water damage…

Damage to Air Conditioner Caused by Power Surge October 11, 2010 We have a coverage question under our HO3 policy. The insured's AC unit condenser was…

Additional Insured and Separate Policy Limits The Minnesota Court of Appeals addressed the issue of whether an additional insured was entitled to…

Tree Limb Fall due to Wind or Other Cause? We provide Homeowner's coverage to our insured under AAIS Form 3 Ed 2.0. The Dec Page indicates the deductible…

August 2007 Dec Page   This initial discussion about EIFS (exterior insulation and finish systems) is presented in the August issue and the conclusion…

Duties of Insured under Farm Policy I have an insured who has a block retaining wall that runs along his drive up to his house; the wall is 6 years…

June 2010 Dec Page Question of the Month  Professional liability insurance for insurance agents and brokers is a required coverage for most insurance…