December 2010 Intro Page   Dec Page   The question of the month deals with governmental action. Property coverage forms commonly contain exclusions…

Irrigation System: Plumbing or Not? November 7, 2010 We have an insured with a Masterpiece homeowners policy with Chubb. The insured has an irrigation…

Assumption of Obligation Explained November 8, 2010 Duty C. in Section V. Duties After Loss of the ISO Personal Umbrella Policy reads as follows: "…

December 2010 Dec Page Question of the Month   Property coverage forms commonly contain exclusions for loss caused by governmental destruction,…

Son Living in Other Structure a Member of the Household? November 7, 2010 I have a question on an HO 00 08 04 91. The insured's forty-two-year-old son…

November 7, 2010The insured signed a merchant service agreement with ABC, Inc. for check verification and check conversion services.A processing…

Material Misrepresentation by Insured Voids Medical Malpractice Coverage The medical malpractice insurer sought a rescission of its insured physician's…

Extended Period Provision and Coinsurance November 29, 2010 Is the extended period calculation subject to the coinsurance provision of a commercial…

Patent Infringement and Advertising Injury Insureds brought an action against their insurers seeking a declaratory judgment that the insurers were obligated…

A question of determining value of a claim when it takes a long time to settle and values change.