Stop Gap Coverage February 2011 A General Discussion Summary: An employer's responsibility for injuries to his or her employees is usually handled…

The Virginia Supreme Court handled an appeal of a workers compensation proceeding that revolved around the issue of whether an innocent victim of…

Improvements and Betterments Coverage Requirements January 31, 2011 Insured is a tenant in a strip mall. The insured has owned the business since 1988,…

Discusses the cost to remove uninsured contents when a floor is damaged and must be replaced.

Contractual Liability Coverage and Use of an Auto Exclusion in CGL Form In this case, the Supreme Court of Texas had to determine whether two exclusions…

February 2011 Intro Page     Dec Page   The question of the month is mainly an article of the month. This article was selected not so…

D&O Coverage and Other Insurance Provisions January 13, 2011 The client, a management company with its own professional liability coverage, is also…

Cleanup Cost Included in Covered Loss January 13, 2011 We insure a pretzel manufacturer. During a recent storm, the insured's building was infested…

Defective Workmanship Standing Alone Is Not an Occurrence The insured general contractor that subcontracted welding work on a silo that collapsed due…

February 2011 Dec Page Article of the Month   When an organization decides to self-insure or retain a major part of its risk, it must determine…