May 2011 Dec Page Article of the Month   Retrospective rating plans are available for use with various types of insurance, but the more common…

A question of coverage for mold damage a result of water seepage over a period of more than fourteen days.

Triggering Event for Coverage is Time of The Damage   Grange Mutual Casualty Company appealed a trial court's entry of summary judgment in favor…

Determining use of office space when business equipment is kept there but business conducted elsewhere.

Coverage when the water table overwhelms the sump pump.

Trailer Coverage under BAP In the opinion of FC&S, and in consideration of the form CA 00 01 10 01, business auto coverage form, does provision…

Rental Car Exposures under PAP Our named insured resides on outer island (Island of Kauai) and has one of his scheduled autos on another island ( Island…

Employee Dishonesty and Overpayment of Wages April 14, 2011 The form is BP 00 03 01 06. Our insured had an employee who was adding time to her time…

Functional Replacement Cost Insurance and Property Coverage April 14, 2011 We have a large commercial claim in which the insurance carrier has put a…

Prejudgment Interest Pushes Recovery Over Policy limits   State Farm Mutual Automobile Insurance Company appealed from a Superior Court order awarding…