Subcontractor Versus Material Supplier   The insured contractor sued its liability insurer, seeking a defense against a project owner's claims.…

Flood Coverage and Insurable Interest April 9, 2012 My agency wrote businessowners coverage for two separate LLCs and an individual on 1/29/09. The…

Commercial Inland Marine Coverage and Tree Removal April 9, 2012 This question concerns a commercial inland marine form. The insured's employee was…

Protective Safeguards Endorsement and Multiple Buildings April 9, 2012 Our insured has an ISO commercial property program (CP 00 10, CP 00 90, and CP…

Value Reporting Form and Value of Covered Property April 9, 2012 In the ISO CP 13 10, Value Reporting Form, the full reporting section contains these…

Dealers Drive Away Collision Coverage April 9, 2012 Regarding the Garage Coverage Part, exclusion 4c, Physical Damage coverage, there is a 50 mile limitation…

Road Rage Actions not Within Business Conduct   Bryant, an owner and employee of Prime Cut Meat Market, assaulted another motorist in an apparent…

Misrepresentation and Policy Voidance   The insureds, whose garage was destroyed by fire, filed an action against the insurer for breach of contract…

Commercial Property Coverage April 2012 Coverage Checklist   Even when the ISO commercial property form is used, there are many coverage choices…

Duty to Notify the Police April 2, 2012 Our insured’s business was burglarized; copper welding leads were stolen, and the building was damaged.…