Towed Vehicle Causes Damage—Which Policy Provides Coverage? Our insured is a towing company. It has a standard business auto policy with a garagekeepers…

Theft or Conversion Exclusion under GKLL Coverage September 12, 2012 Our Virginia insured has a garage policy form CA 00 05 03 06. A customer's vehicle…

Hired Auto Loss of Use Expenses September 12, 2012 I am wondering about the ISO hired auto loss of use expenses. The coverage form provides $20 per…

Discusses the meaning of the term suspension in older edition of the business income coverage form before ISO clarified the term.

UM/UIM and the Other Insurance Clause Insured #1 was driving her boyfriend’s car.  The boyfriend’s car insurance is with Hanover and…

Daughter takes car without permission and is in accident; is there coverage?

Covered Auto Designation Symbol 9 Analysis Symbol 9 on the business auto policy refers to nonowned autos, that is, those autos that the named insured…

Tenant's Auto Damages Covered Under Apartment Building Owner’s CGL Policy? Insured owns an apartment building. Large icicles have formed on the…

Theft of Copper Not Vandalism An unknown person stole the copper and major components from our policyholder's A/C unit. He filed a claim for vandalism;…

Tenants' Improvements Not Covered When Not Acquired or Made at Tenant's Expense Most commercial property forms include leasehold improvements under…