Analyzes the ISO Homeowners Section II additional coverages. Concentrates on 2011 form edition but notes differences between the 2000 and 1991 programs.

Resident Insured's Car Damaged by Named Insured December 11, 2012 A named insured's adult son currently resides with his mom. He has his own vehicle…

Intentional Act and the Expected or Intended Injury Exclusion December 11, 2012 Our insured is an automobile parts supplier, and the policy is a standard…

False Pretense Loss Coverage in Question December 11, 2012 The insured is in the business of auto sales and is covered by a Garage Coverage Form, CA…

Loss of Ring in Vehicle Accident December 4, 2012 The insured is in an automobile accident in which the airbag deploys. She is making a claim for a…

Faulty Workmanship of Subcontractor   December 10, 2012   The insurer filed an action against its insured seeking a declaratory judgment that…

Drought and movement of foundation.

Dwelling Title in Name of LLC December 10, 2012 Our insured has changed the deed to their secondary dwelling that they are renting to others to the…

Product Loss Not Covered by Spoilage Endorsement December 10, 2012   The loss occurred as a result of Hurricane Isaac. The insured was making normal…

Overview of ISO Commercial Property Program December 4, 2012 Part of Simplified Language Commercial Lines Program Summary: Insurance…