Nesting and Infestation Exclusion July 1, 2013   Woodpeckers are pecking at the insured's outdoor electrical components, which are located in a…

Direct Primary Coverage under GKLL March 21, 2012 This is a garagekeepers coverage question. The insured has direct primary coverage. The insured changed…

November 2009 Intro Page No. 966 November 2, 2009 Dec Page: The question of the month deals with what goes into the process of forming a captive insurance…

Buyer with Control of Vehicle Deemed Owner for Insurance Purposes In Fairmont Specialty v. Estate of Hoohuli, 2009 WL 2252236 (D.Hawaii), defendant…

Personal and advertising injury and the display of a body cast.

No Property Damage, No Coverage   June 24, 2013 The insured well-drilling company brought an action against its insurer alleging breach of the…

Med Pay Coverage under the PAP June 24, 2013 We have a named insured driver who has a prosthetic leg that was damaged in an auto accident. The prosthetic…

Completed Operations and Your Work Exclusion We insure a fertilizer dealer who also does some application of the fertilizer. The fertilizer dealer classification…

“Your Work” Exclusion Does Not Apply to Damage to Other Parts of House from Faulty Foundation In Wilshire Ins. Co. v. RJT Const., LLC, 2009…