May 2014 Dec Page Article of the Month   When a business contracts with a railroad to perform work on railroad property, the contract ordinarily…

May 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with railroad protective liability insurance. When a business…

Other States Coverage under Workers Comp Policy   April 14, 2014   The insurer filed this action for a declaratory judgment seeking a declaration…

What Constitutes a Wind Event? April 14, 2014   Our policyholder was getting out of their vehicle in a parking lot. The wind takes the door out…

EC 20 03 01 14 Amend Territory Condition For Wrongful Acts or Suits, January 2014 edition

Financial Institution Crime Policy for Banks and Savings Institutions(Aggregate And Non-Aggregate Forms)   ISO Forms FI 00 11 09 12 AND FI 00 10…

One Deductible or Two? April 7, 2014 A CP 00 10 form was written on three properties for the same insured, all located at different addresses. Each…

Widespread Drug Addiction An Occurrence Under Pharmaceutical Company’s CGL   April 7, 2014   The United States District Court for the…

Vehicle’s Wiring System Damaged During Windshield Installation   April 1, 2014   The insured has a GCL policy subject to policy form…

Equipment Damaged During Shipping April 1, 2014 Insured was contracted to move some computer related items from company’s office in Cincinnati…