The Microorganism Exclusion August 5, 2014 The insured is a hotel. Claimant and her children and husband stayed at the insured hotel for seven days.…

Filed Rate Doctrine Controls   August 4, 2014   A group of plaintiffs, faced with an additional premium, asked the courts of New York state…

Legal Liability Coverage Form, October 2012 edition

July 28, 2014 I have a case where a frame restaurant has a sprinkler system and is recognized by ISO as being sprinklered, but the system does not…

August 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with a feature widely misunderstood in the standard workers…

Party in Leased Premises Causes Damage July 21, 2014   A beach house insured on an HO 03 policy was rented to others. Our investigation revealed…

Installation Floaters December 17, 2013 Written in Conjunction with Builders Risk Policies Summary: The typical builders risk…

Words of Policy Do Not Apply unless Insurer Is Prejudiced   July 21, 2014   The Supreme Court of Texas decided whether an insurer has suffered…

On War Exclusions and Coverages: Aviation Insurance Info. after MH-17 Crash   Reprinted from PropertyCasualty360.com By Phil Gusman July 17, 2014…

Dwelling Property 2 - Broad Form, July 2014