AAIS Commercial Property Program—Builders Risk May, 2002 Completed Value and Reporting Forms Summary: The AAIS commercial property…

Notification Requirement Upheld by Court   May 26, 2015   The insurer brought an action against its insured seeking a declaration that the…

Damage to Trees and Removal of the Debris May 20, 2015 A tree felled by wind landed across a driveway. It did not damage the driveway, it just blocked…

Solar panels are becoming more popular. We had a homeowners claim denied when solar panels collapsed due to weight of ice and snow. The panels were…

Appraisal and Mediation May 20, 2015 Our insured has a high valued homeowners policy, PHVH-998-LA(03/2011). My questions are relevant to the appraisal…

Insured seeks coverage for frozen pipe water damage when tenant did not pay the water bill.

Honey from Bee Hive Leaks into Dwelling May 20, 2015 Is there any coverage on an all risk policy for damages due to a bee hive leaking honey into the…

The named insured made a claim for a stolen snow blower. Her policy provides coverage for loss by named perils for personal property only. By endorsement…

Insuring Dance Studios   May 19, 2015   Dance, in all its variations, is a beautiful art form and requires specialized training. That training…

This article discusses the exclusion for water backup of sewers and drains and relevant court cases, as well as endorsements providing coverage.