"Foundations" as Property Not Covered   Under "property not covered," the commercial property policy (CP 00 10 04 02) reads, "foundations of buildings,…

Mechanical Breakdown and Wear and Tear Exclusion—Not Applicable We insure a commercial building and its business personal property on the commercial…

Discusses if restocking a store after a loss is covered extra expense.

This case deals with material misrepresentation on an application when a general contractor was represented as a drywall contractor.

Pollutant Clean Up—Coverage for Testing and Removing Mysterious Barrels of Waste Our question concerns coverage under form CP 00 10 04 02, which…

Water Tower as Covered Property under Commercial Property Form   Our insured had an extensive fire at his hotel. On top of the hotel was a non-functional…

The plaintiff in the underlying suit filed a declaratory action that an insurer was obligated to defend and indemnify the insured ski resort.

Motorized Ground Maintenance Vehicles Form   June 29, 2015   Like golf carts and snowmobiles, motorized ground maintenance vehicles are…

Discusses status of carpeting, drapes and light fixtures as part of dwelling or personal property.

Receivership and Uninsured Motorist Coverage The insured brought an action against the auto insurer to recover uninsured motorist (UM) benefits pursuant…