Discusses appropriate coverage when a bucket attached to an auto damages a house.

Damaged Reputation Claim November 5, 2012   This loss involved four full school buses. Our insured school bus rear-ended another school bus into…

Questions coverage for policy with Symbol 7 when the renter of insured's vehicle caused an accident with property damage.

Separation of Insureds Clause Applied to Employer's Liability Exclusion   August 24, 2015   An umbrella commercial liability brought an action…

Ordinance or Law and Replacement Cost August 24, 2015 We have a claim in Rhode Island involving a tree on the insured property that fell and damaged…

Electronic Device Insurance   August 24, 2015   Summary: As portable electronic devices have become more and more popular, keeping them…

Portable Electronics Insurance   August 24, 2015 In just the past few years the use of smart phones, tablets, and other portable electronics has…

Discusses a case involving a vehicle and a horse.

Tenant's Use Interest Explained August 10, 2015 A tenant in a building installs $1,000,000 of improvements and betterments at the tenant's expense.…

Vehicle Coverage under CGL Form August 17, 2015 I have an insured that is purchasing a vehicle to be raffled off over the summer. They will own the…