June 2016 Intro Page   Dec Page   The article of the month deals with the issue of recovery by innocent coinsureds after an arson has occurred.…

Asbestos Abatement Exposures  May 30, 2016  An Insured Could Face Legal Liability  Currently 132,000 primary and secondary schools contain some…

One Accident versus Multiple Accidents State Farm Mutual Automobile Insurance Company sought a judgment declaring that several collisions constituted…

Waste from Dogs Left Alone May 23, 2016 The landlord owns a home insured on a DP-3. The tenant dies off premises, leaving two dogs inside, unknown…

This case deals with proximate when two unrelated acts, one excluded and one not, are involved as the cause of loss.

Fraud of the Week May 23, 2016 Agent Fraud—Florida Amount: $1,000,000+   A Florida agent has been tried and convicted of stealing more than…

Duty to Defend—State Case Law   May 16, 2016 A State-by-State Summary   Summary: We noted in another discussion (see Duty to Defend…

Efficient proximate cause and anti-concurrent causation language are only part of the coverage problems confronted after a hurricane loss.

Concealed Weapon Laws and the CGL Form   The Need for Workplace Precautions   May 16, 2016 Summary: This article discusses the issues that…

Duty to Defend—State Case Law—Archived Article October, 2003 A State-by-State Summary Summary: We noted in another discussion (see…