Cell Phone Restrictions By State September 14, 2016 This chart provides prohibitions on cell phones and texting and the use of televisions…

Legal Status of Punitive Damages Insurability   August 29, 2016   Chart Presents State-by-State Policy with Case Citations   This chart…

Exclusive Remedy Provision   August 8, 2016 Kershner appeals a trial court summary judgment on his premises liability claim against Samsung Austin…

Fraud of the Week September 12, 2016 Insurance Policy Fraud – Washington Amount: $4,500   A licensed insurance producer who sold Allstate…

This article provides a detailed explanation of the difference between collision and other than collision losses.

Dispute Over Duty to Defend Additional Insured   July 18, 2016 The insurer for a roofing company filed a declaratory judgment action for a determination…

Endorsements Used With Personal Auto Policy General Discussion  June 15, 2016  Summary: ISO has printed many countrywide endorsements that can…

This article explains Value Policy laws.

The Meaning of "You"   September 12, 2016   A credit union brought an action for breach of contract against a general contractor alleging…

Subscriber looking for an interpretation of the water damage exclusion and the exception for theft related to water damage.