Drones, or unmanned aerial systems (UAS), are rapidly gaining the attention of virtually every industry as a means of gaining greater efficiency…

Application of Deductible for Two Close, but Unrelated Losses   November 27, 2017   Insured’s policy is the Homeowners 3- Special Form…

Hybrid Policy and True Umbrella Policy Interpreted to Cover the Same Risk   November 20, 2017   At the beginning of November, the Supreme…

Fraud of the Week   November 20, 2017   Workers Compensation Fraud—New York Amount: $3,000   A man employed as an aide for a state…

When the treatment plant backs up, what is the cause of loss?

Update on Flood Insurance – 11/15/17 November 15, 2017 Yesterday the House of Representatives passed the 21st Century Flood Reform Act (H.R. 2874)…

A Drone Discussion with James Van Meter November 14, 2017 On November 7, 2017, the editors of FC&S had the opportunity to sit with James Van Meter,…

Fraud of the Week   November 13, 2017   False Claim Fraud—Florida Amount: Unknown   A couple in Florida has admitted to shooting…

Different Interpretations of the Same Exclusion Come from Affiliated Insurance Companies   November 13, 2017   Recently, the United States…

Analyzes the coverages of the ISO Business Income (and Extra Expense) Coverage Form.