We have a claim where the client has an HO-3 policy, but had turned it into a rental property 2 years ago. The insured used to live in the home, which…

We have a situation on a property claim that we filed on behalf of the mortgage company on a fire claim; the carrier paid $89,000. But they mailed it to…

Cause of loss form is Special CP 10 30 10/12. Insured carries $250,000 of contents coverage only. Insured carries a Commercial Property Enhancement Endorsement,…

Coverage is provided under a CP 00 10 1091, Basic cause of loss form. Loss date is December 30, 2017 and loss reported on February 20, 2018. Loss notice…

Does the 5% Debris Removal Additional Coverage in a homeowners policy require that the amount of the 5% be actually spent in order for the entire 5% amount…

With the NFIP due to expire in September, and the past history of flood catastrophes and hurricanes, there is more and more interest in the private market…

Includes copyrighted material of Insurance Services Office, Inc., with its permission.Summary: Miscellaneous professional liability is sometimes called…

Several states have approved the use of Marijuana for medical or recreational purposes, or both. However the use of marijuana is still illegal under federal…

Tailoring to Coverage NeedsSummary: The coverages of the standard homeowners forms (Forms HO 00 02, 03, 04, 05, 06, and 08) are designed to provide the…

This article discusses the words and terms that are defined on the CGL form.